Timeline : When is the right time for you to buy? Knowing your ideal timeframe helps us create a clear action plan.

Property Search Parameters : What are you looking for in a home? While it’s natural to want to be specific, keeping some flexibility allows us to keep viable options on the table.

Needs & Objectives : Do you have unique goals beyond the basics?  Whether it’s space for extended family, home office needs, or lifestyle considerations, we’ll capture it all so your search truly reflects your homebuying needs. 

Buyer Representation Agreement

This agreement formalizes the working relationship between you and I, your real estate agent. It outlines the agent’s duties, how I will represent your interests, and the expectations for both parties during the home search and purchase process. By signing this agreement, you ensure that I am legally committed to acting in your best interest, negotiating on your behalf, and guiding you through each step of the transaction.

Home Buyer Advisories

These advisories are informational documents designed to educate buyers about the process, risks, and key considerations when purchasing real estate. They cover topics such as disclosure requirements, inspections, property conditions, and other legal and practical matters. While these documents do not replace professional advice, they help you make informed decisions and understand the responsibilities of homeownership and the transaction process. 

Key steps include:

Making initial contact with your mortgage advisor

Completing the mortgage application

Verifying funds available for your purchase

Reviewing credit, income, and down payment

Determine your qualified loan amount and payment that fits your budget

Receiving an automated underwritten approval (if applicable)

Receiving your pre-approval letter

Sometimes we can set up a search before your pre-approval (especially if you’re confident in your ability to qualify) for informational purposes. However, it’s important to get pre-approved soon after and definitely before we begin touring homes. To start this process, we’ll need to narrow your search so we can identify potential homes to tour in person.

Key steps include:

Fine-tuning your search criteria to focus on the right properties

Selecting homes to tour based on your priorities and goals

Touring homes listed for sale, evaluating layout, condition, and lifestyle fit

Developing a strategy to visit open houses to maximize your options and be as efficient as possible in the process 

Considering For Sale By Owner (FSBO) and other unlisted homes to uncover additional opportunities

As your agent, I may have other specific ideas and tools that can help uniquely with your scenario. 

Key steps include:

CMA (Comparative Market Analysis)
Evaluates the property’s value by comparing it to similar homes that have recently sold, called comparables or “comps”, to help you make a competitive offer.

Preparing the Offer
You don’t need to know every detail about the home yet. Inspections and the due diligence period will provide additional information later. We will prepare the purchase contract with key terms such as price, requested concessions, earnest money, close date, inspection period, inclusions (items remaining with the home), and other contingencies.

Submitting the Offer
As your agent, I will submit the offer to the listing agent along with your pre-approval letter and/or proof funds to close. 4 - Negotiations - The seller may do one of the following: Accept the offer Counter the offer, meaning they agree if you accept certain changes Reject, or let the offer expire, if it’s too far from their expectations.

Acceptance
Once all parties agree on terms, the official sales contract is executed and all timelines begin.